How Retirement Investments Can Bring The Greatest Possible Returns

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For a long time I have advocated investing the bulk of one's retirement funds in microlending programs that benefit the poor and help the environment rather than in Wall Street traded corporations. Our local financial adviser Glen Kauffman, with Everence Association Inc., a fraternal benefit society, has helped us do that through Calvert, MEDA, Oikocredit and similar organizations.

Now Everence is offering a special Advantage Select High Impact Annuity, a fixed annuity designed for individuals wanting to save for retirement while their money is helping others. It offers an interest rate guarantee of 1.7% for two years or 2.05% for four years.

That may not seem like much, but up to 50 percent of the annuity premium dollars provide loans for causes that are priceless:

• Emerging and socially engaged congregations growing their ministries and community services.
• Green lending for nonprofit organizations making environmentally friendly improvements.
• Community development needs in underserved areas in the U.S. and around the world.

“We are excited to offer our members a way to help others while also saving for their own future,” said Michael Horn, Everence Director of Charitable Products and Church Loans. “The Everence Advantage Select High Impact Annuity gives people an opportunity to live out their faith and values through their financial decisions. It’s another way we are doing better, together.”

As a disclaimer, I am not a part of any organized effort to promote Everence or any of its products. But as one of its customers, I definitely approve this message.

Check this link to more posts on microlending.